/* Estilos compartidos */
:root{
  --navy:#0b3d91; --navy-deep:#06224f; --sky:#e8f0fc;
  --call:#16a34a; --call-dark:#128a3e; --gold:#f5b301;
  --ink:#14213d; --muted:#4e586c; --line:#e3e8f0; --bg:#f6f8fb; --white:#fff;
  --fs-body:18px; --lh-body:1.7;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Manrope',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;color:var(--ink);background:var(--bg);
     font-size:var(--fs-body);line-height:var(--lh-body);font-weight:500;-webkit-font-smoothing:antialiased;
     text-rendering:optimizeLegibility;overflow-x:hidden}
h1,h2,h3{font-weight:800;letter-spacing:-.022em;text-wrap:balance}
p{text-wrap:pretty}
img,svg{max-width:100%}
a{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px 16px;border-radius:8px;z-index:999}
.skip:focus{left:12px}

/* HEADER */
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);
       backdrop-filter:saturate(1.4) blur(8px);-webkit-backdrop-filter:saturate(1.4) blur(8px)}
.head{display:flex;align-items:center;justify-content:space-between;gap:14px;height:76px}
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy-deep)}
.logo{display:inline-flex;width:46px;height:46px;border-radius:12px;align-items:center;justify-content:center;flex-shrink:0;
      background:linear-gradient(145deg,#1659c7,var(--navy-deep));box-shadow:0 4px 12px rgba(11,61,145,.28)}
.logo svg{width:27px;height:27px;transform:rotate(45deg);color:#fff}
.brand-name{font-size:23px;font-weight:800;letter-spacing:-.03em;line-height:1}
.brand-name b{color:var(--call);font-weight:800}
.head-right{display:flex;align-items:center;gap:18px}
.head-phone{display:flex;flex-direction:column;align-items:flex-end;line-height:1.2;text-decoration:none;color:var(--ink)}
.head-phone small{font-size:13px;font-weight:600;color:var(--muted)}
.head-phone strong{font-size:19px;font-weight:800;color:var(--navy-deep);letter-spacing:-.01em;font-variant-numeric:tabular-nums}

/* BOTONES */
.btn-call{display:inline-flex;align-items:center;justify-content:center;gap:12px;background:var(--call);color:#fff;text-decoration:none;
          font-weight:800;font-size:22px;letter-spacing:-.01em;line-height:1.2;padding:19px 38px;border-radius:14px;text-align:center;
          box-shadow:0 10px 24px rgba(22,163,74,.32);transition:background .2s,transform .2s}
.btn-call:hover{background:var(--call-dark);transform:translateY(-2px)}
.btn-call svg{width:24px;height:24px;flex-shrink:0;color:#fff}
.btn-sm{font-size:17px;padding:12px 20px;border-radius:12px;box-shadow:0 6px 16px rgba(22,163,74,.28)}
.btn-sm svg{width:19px;height:19px}
.pulse{animation:pulse 2.2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(22,163,74,.6)}70%{box-shadow:0 0 0 18px rgba(22,163,74,0)}100%{box-shadow:0 0 0 0 rgba(22,163,74,0)}}

/* HERO */
.hero{position:relative;color:#fff;text-align:center;overflow:hidden;background:var(--navy-deep)}
.hero-bg,.hero-bg img{position:absolute;inset:0;width:100%;height:100%;max-width:none}
.hero-bg img{object-fit:cover;object-position:center}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,24,58,.85) 0%,rgba(6,24,58,.74) 55%,rgba(6,24,58,.9) 100%)}
.hero .wrap{position:relative;z-index:1;padding-top:84px;padding-bottom:88px;max-width:940px}
.hero h1{font-size:clamp(31px,4.6vw,54px);line-height:1.12;margin-bottom:22px}
.hero p{font-size:clamp(17px,1.9vw,20.5px);line-height:1.65;color:#e1e9f7;max-width:700px;margin:0 auto 14px}
.cta-box{margin:34px auto 0;max-width:520px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.28);
         border-radius:20px;padding:26px 24px;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.cta-box .cap{font-size:18px;font-weight:700;margin-bottom:6px}
.cta-box .num{display:block;font-size:30px;font-weight:800;letter-spacing:-.01em;color:#fff;text-decoration:none;margin-bottom:16px;font-variant-numeric:tabular-nums}
.cta-box .btn-call{width:100%}
.wait{margin-top:14px;font-size:15.5px;font-weight:600;color:#d4def0}

/* FRANJA DE CONFIANZA */
.strip{background:var(--sky);border-bottom:1px solid var(--line)}
.strip ul{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:12px 34px;padding:20px 24px}
.strip li{display:flex;align-items:center;gap:9px;font-weight:700;font-size:17px;color:var(--navy-deep)}
.strip svg{width:22px;height:22px;flex-shrink:0}

/* SECCIONES */
section{padding:84px 0}
.title{font-size:clamp(27px,3.3vw,40px);line-height:1.18;text-align:center;margin-bottom:14px}
.lead{text-align:center;color:var(--muted);font-size:19px;max-width:640px;margin:0 auto 48px}
.white{background:var(--white)}

.why{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.why article{background:var(--white);border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:16px;padding:32px 28px}
.why .ic{width:54px;height:54px;border-radius:14px;background:var(--sky);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.why .ic svg{width:27px;height:27px;color:var(--navy)}
.why h3{font-size:21.5px;line-height:1.3;margin-bottom:10px}
.why p{color:var(--muted);font-size:17px;line-height:1.7}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;counter-reset:s}
.step{text-align:center;position:relative}
.step::before{counter-increment:s;content:counter(s);display:flex;width:66px;height:66px;margin:0 auto 18px;border-radius:50%;
              background:var(--navy);color:#fff;font-size:27px;font-weight:800;align-items:center;justify-content:center;position:relative;z-index:1}
.step:not(:last-child)::after{content:"";position:absolute;top:33px;left:calc(50% + 46px);width:calc(100% - 52px);border-top:2px dashed #c3d0e6}
.step h3{font-size:22px;line-height:1.3;margin-bottom:8px}
.step p{color:var(--muted);font-size:17px;max-width:300px;margin:0 auto}
.center{text-align:center;margin-top:48px}

.reviews{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.review{background:var(--white);border:1px solid var(--line);border-left:5px solid var(--call);border-radius:16px;padding:30px}
.stars{color:var(--gold);font-size:20px;letter-spacing:2px;margin-bottom:12px}
.review q{display:block;color:#36405a;font-size:18px;line-height:1.7;margin-bottom:18px;quotes:"“" "”"}
.review cite{font-style:normal;font-weight:800;font-size:17px;color:var(--navy)}

/* PREGUNTAS FRECUENTES */
.faq{max-width:820px;margin:0 auto}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:14px;margin-bottom:12px}
.faq summary{cursor:pointer;list-style:none;padding:20px 56px 20px 24px;font-weight:800;font-size:18.5px;line-height:1.4;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:28px;font-weight:600;color:var(--navy)}
.faq details[open] summary::after{content:"−"}
.faq details p{padding:0 24px 22px;color:var(--muted);font-size:17px}

/* FRANJA CTA */
.band{background:linear-gradient(120deg,var(--navy-deep),var(--navy));color:#fff;text-align:center;padding:80px 0}
.band h2{font-size:clamp(27px,3.3vw,40px);line-height:1.18;margin-bottom:12px}
.band p{color:#d4def0;font-size:19px;margin-bottom:32px}

/* CONTACTO */
.contact-hero{background:linear-gradient(180deg,var(--white) 0%,var(--sky) 100%);padding:72px 0 80px}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.contact-hero h1{font-size:clamp(31px,4.2vw,50px);line-height:1.12;margin-bottom:18px;color:var(--navy-deep)}
.contact-hero p{font-size:19px;color:var(--muted);margin-bottom:14px;max-width:560px}
.contact-call{margin-top:28px;background:var(--white);border:1px solid var(--line);border-radius:20px;padding:24px;max-width:500px;
              box-shadow:0 14px 34px rgba(6,34,79,.08)}
.contact-call .cap{font-weight:700;font-size:17px;color:var(--muted);margin-bottom:4px}
.contact-call .num{display:block;font-size:30px;font-weight:800;color:var(--navy-deep);text-decoration:none;margin-bottom:16px;font-variant-numeric:tabular-nums}
.contact-call .btn-call{width:100%}
.contact-call .wait{color:var(--muted)}
.agent{position:relative;max-width:460px;margin-left:auto}
.agent img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover;border-radius:24px;box-shadow:0 24px 50px rgba(6,34,79,.22)}
.agent-badge{position:absolute;left:-22px;bottom:26px;background:var(--white);border-radius:16px;padding:14px 18px;
             display:flex;align-items:center;gap:12px;box-shadow:0 12px 30px rgba(6,34,79,.18);font-weight:700;font-size:16px;line-height:1.35}
.agent-badge .dot{width:12px;height:12px;border-radius:50%;background:var(--call);flex-shrink:0;box-shadow:0 0 0 4px rgba(22,163,74,.2)}
.info{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.info article{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:30px 26px;text-align:center}
.info .ic{width:54px;height:54px;border-radius:50%;background:var(--sky);display:flex;align-items:center;justify-content:center;margin:0 auto 14px}
.info .ic svg{width:26px;height:26px;color:var(--navy)}
.info h3{font-size:20px;margin-bottom:6px}
.info p,.info a{color:var(--muted);font-size:17px;word-break:break-word}
.info a{font-weight:700;color:var(--navy);text-decoration:none}

/* PÁGINAS LEGALES */
.legal-head{background:var(--navy-deep);color:#fff;padding:60px 0 54px;text-align:center}
.legal-head h1{font-size:clamp(30px,4vw,46px);line-height:1.15;margin-bottom:10px}
.legal-head p{color:#c9d5ec;font-size:17px}
.legal{padding:60px 0 80px}
.legal article{max-width:780px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-radius:18px;padding:48px 52px}
.legal h2{font-size:24px;line-height:1.3;margin:36px 0 12px;color:var(--navy-deep)}
.legal h2:first-child{margin-top:0}
.legal p,.legal li{font-size:17.5px;color:#36405a;line-height:1.75;margin-bottom:14px}
.legal ul{padding-left:22px;margin-bottom:14px}
.legal li{margin-bottom:8px}
.legal .note{background:var(--sky);border-left:4px solid var(--navy);border-radius:10px;padding:18px 20px;margin:24px 0}
.legal-cta{max-width:780px;margin:28px auto 0;text-align:center;background:var(--white);border:1px solid var(--line);border-radius:18px;padding:32px 24px}
.legal-cta h2{margin:0 0 8px;font-size:24px}
.legal-cta p{color:var(--muted);margin-bottom:20px}

/* FOOTER */
footer{background:#0a1730;color:#a9b6cf;padding:56px 0 120px;font-size:15.5px}
.foot-brand{display:flex;justify-content:center;margin-bottom:22px}
.foot-brand .brand{color:#fff}
.foot-brand .brand-name b{color:#4ade80}
.foot-disc{max-width:860px;margin:0 auto 26px;line-height:1.8;text-align:center}
.foot-disc strong{color:#fff}
.foot-links{text-align:center;margin-bottom:14px;display:flex;flex-wrap:wrap;justify-content:center;gap:6px 22px}
.foot-links a{color:#dbe5f5;text-decoration:none;font-weight:600}
.foot-links a:hover{text-decoration:underline}
.copy{text-align:center;font-size:14.5px}

/* BARRA FIJA MÓVIL */
.sticky-call{display:none;position:fixed;left:0;right:0;bottom:0;z-index:200;padding:10px 12px calc(10px + env(safe-area-inset-bottom));
             background:rgba(255,255,255,.97);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08)}
.sticky-call .btn-call{width:100%;font-size:19px;padding:16px;border-radius:12px;box-shadow:none}

/* POPUP */
.modal{position:fixed;inset:0;background:rgba(6,24,58,.72);display:flex;align-items:center;justify-content:center;z-index:9999;
       opacity:0;visibility:hidden;transition:.25s;padding:20px}
.modal.show{opacity:1;visibility:visible}
.modal-box{background:#fff;border-radius:18px;max-width:460px;width:100%;padding:42px 28px 28px;text-align:center;position:relative;transform:translateY(16px);transition:.25s}
.modal.show .modal-box{transform:none}
.modal-x{position:absolute;top:10px;right:14px;font-size:32px;border:0;background:none;color:#8a93a6;cursor:pointer;line-height:1;padding:4px 8px}
.modal-x:hover{color:var(--ink)}
.modal-box h2{font-size:25px;line-height:1.25;margin-bottom:12px}
.modal-box p{color:var(--muted);font-size:17px;margin-bottom:24px}
.modal-box .btn-call{width:100%;font-size:22px;padding:17px 18px}
.modal-foot{font-size:14.5px;color:#8a93a6;margin-top:14px}

/* TABLET */
@media (max-width:960px){
  .why,.steps,.reviews,.info{grid-template-columns:1fr}
  .why,.reviews,.info{max-width:640px;margin:0 auto}
  .step:not(:last-child)::after{display:none}
  .contact-grid{grid-template-columns:1fr;gap:44px;text-align:center}
  .contact-hero p,.contact-call{margin-left:auto;margin-right:auto}
  .agent{margin:0 auto;max-width:400px}
  .head-phone{display:none}
}
/* MÓVIL */
@media (max-width:640px){
  :root{--fs-body:17px}
  .wrap{padding:0 18px}
  .head{height:66px}
  .logo{width:40px;height:40px}
  .logo svg{width:24px;height:24px}
  .brand-name{font-size:20px}
  .btn-call.btn-sm{width:auto;font-size:15px;padding:10px 14px;white-space:nowrap}
  .hero .wrap{padding-top:48px;padding-bottom:52px}
  .hero h1{font-size:30px}
  .hero p{font-size:17px}
  .cta-box{padding:22px 16px;margin-top:26px}
  .cta-box .num,.contact-call .num{font-size:26px}
  .btn-call{width:100%;font-size:20px;padding:17px 16px}
  .strip ul{flex-direction:column;align-items:flex-start;max-width:340px;margin:0 auto;gap:10px;padding:22px 18px}
  .strip li{font-size:16.5px}
  section{padding:58px 0}
  .lead{font-size:17.5px;margin-bottom:34px}
  .why article{padding:26px 22px}
  .why h3{font-size:20.5px}
  .review{padding:24px 22px}
  .review q{font-size:17px}
  .faq summary{font-size:17px;padding:18px 50px 18px 18px}
  .faq details p{padding:0 18px 18px}
  .band{padding:58px 0}
  .band p{font-size:17.5px}
  .contact-hero{padding:44px 0 56px}
  .contact-hero p{font-size:17.5px}
  .agent-badge{left:12px;bottom:12px;font-size:14.5px;padding:10px 14px}
  .legal article{padding:30px 22px}
  .legal h2{font-size:21px}
  .legal p,.legal li{font-size:16.5px}
  .foot-disc{font-size:14.5px}
  .sticky-call{display:block}
}
@media (max-width:380px){
  .brand-name{font-size:18px}
  .btn-sm span{display:none}
  .hero h1{font-size:27px}
  .btn-call{font-size:18px}
}
@media (prefers-reduced-motion:reduce){.pulse{animation:none}*{transition:none!important;scroll-behavior:auto!important}}